It’s the year 2022 and keeping money in the bank no longer grows it. One source of income doesn’t even guarantee financial freedom anymore and Obama is no longer president. Which brings us to the question, how do I make the money I earn now work for me? The simple answer, Invest it. 

However, there is no one-size-fits-all bracket in investing. When it comes to investing, there are three (3) major things to consider, which are: 

  1. What style of investing are you interested in?
  2. What’s your budget?
  3. What’s your risk tolerance?

Let’s discuss further below,

1. Style of investing

Simply put, how much do you want to put in investing your money. Do you want to always be checking where your money is going and how it is performing (active investing) or do you want to put your investing on airplane mode and put in less effort and time (passive investing)? Both camps have their gains and are not necessarily better than the other.  

On Bamboo, passive investing can be likened to investing in big stable companies and checking your investment once or twice a month, and also investing in the companies recommended in the Bamboo watchlist once in a while/ and sometimes investing in the companies recommended in our Bamboo Watchlist. While Active investing is arming yourself with Bamboo resources (Bamboo Watchlist, Motley Fool Stock Advisor, Bamboo guide), being alert on Yahoo Finance and Barrons while also trading your stocks. 

2. Your budget

How much money do you want to invest? These days you don’t necessarily need $1000 to start investing your money. There’s a new kid on the block called fractional investing, that’s the principle on which Bamboo operates. With Bamboo, you can invest with as little as $1 in your local currency (Naira, Cedis. etc) and still get to grow your money. The most important thing is making sure you’re investing money frequently over time to yield a high return.

3. Your risk tolerance

How much risks are you willing to take? Investing is more of a long term venture, especially in the stock market, and not all investments are successful. So, before you jump into any investment, you need to be certain of your risk appetite, how much risk can you bear? High, low or medium? This will help decide the stocks, industries, and programs you invest in. As a low-risk investor, it’s best to invest in big stable companies, as they are known to be safe and be in the game for a long period and known to pay dividends. As a medium-risk investor, invest in big stable companies, equity stocks, blue-chip stocks, real estate. etc. As a high-risk investor, you stock trade, invest in REITs, ETFs.etc (check out the featured themes on the Bamboo App for companies in these sectors).

On an average, the stock market yields a return of 10% annually. 

Are you ready to start investing your money, sign up  here

Or, are you looking for more companies to add to your portfolio, check out these guides for stocks in various sectors. 

We are always here to help and if you have any questions, please email us at


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